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Everything you need to know about obtaining a Dubai Real Estate Investor Visa

As a top-ranked business hub in the world, few associate with what Dubai offers, Economic stability, Strategic location, and a Tax-free environment. It’s indisputable that Dubai real estate demand is growing stronger than ever. Moreover, this is nothing new, of course. After all, Dubai has made progress to become the world’s top destination for investment. 

Additionally, among its much creativity include guidelines and enhancements over the years to make it more suitable for investors, especially in real estate, to set up base in the emirate. Furthermore, there are many investments worthy areas in Dubai such as off-plan properties in Dubai Downtown, Six Senses Palm Jumeirah, Business Bay, and many more.

From the Dubai Land Department (DLD) to the Federal Authority for Identity and Citizenship (ICA), real estate investors searching to get a residence visa can find many options, relying on the value of their investment and the government object responsible for handling their application. Here’s a summary of the different investor visas in this article:

Visas for real estate investors through DLD,

  • DLD’s three-year residence visa
  • Dubai Land Department five-year Golden Visa for investors
  • DLD’s five-year Golden Visas for retirees
  • Visas for real estate investors through ICA
  • ICA’s five-year Golden Visa
  • ICA’s 10-year Golden Visa

In this blog, we will talk about all these visa options, definitely for real estate investors, and about visa procedures.

Can I buy a property in Dubai?

Firstly the most commonly asked question is: Can expats buy a property in Dubai?’

The answer is a definite yes. Foreign nationals whether residents or overseas can buy a property in specific zones in Dubai. Further, these zones are the so-called freehold areas where a buyer can obtain ownership rights over an asset in permanence with the freedom to resell, lease, gift, and inherit it.

Article 3 of Regulation No. 3 of 2006 agrees on these areas nominated as freehold. Moreover, from apartments to villas and off-plan properties in Dubai to completed properties, there are many options you can choose from.

DLD’s three-year residence visa:

As per the news, DLD lowered the minimum property value from AED 1 million. Now, real estate investors, who own a property valued at a minimum of AED 750,000, can apply for a three-year renewable visa through its Taskeen Program.

Requirements for DLD’s three-year residence visa:

  • The asset must value AED 750,000 or more at the time of purchase
  • Asset must be a single residential property and not commercial
  • The asset must be a completed property, not off-plan Properties in Dubai
  • At least 50% of the property value must be paid or a minimum of AED 750,000 must be paid to the bank if it is mortgaged and NOC is required
  • The amount must not be invest by credit 
  • Joint ownership is possible only if the share of every single person constitutes a minimum of AED 750,000

How can I apply for a three-year visa?

  • Submit the visa application via the Dubai Rest App
  • Once accepted and notified, visit DLD’s Cube for payment
  • Experience the medical examination
  • Wait for the release of the visa

DLD’s five-year Golden Visas:

Requirements for ​​DLD’s five-year Golden Visa for investors:

  • The asset share for one property or more must be valued minimum of AED 2 million
  • Minimum AED 2 million of the property value must be paid to the bank in case it is mortgaged and NOC is required
  • Husband and wife can share one property and their marriage certificate required
  • DLD’s five-year Golden Visas for pensioners

Requirements for ​​DLD’s five-year Golden Visa for pensioners:

  • The applicant age must be 55 years
  • The asset or owned share for one property or more must be valued minimum of AED 1 million or an AED 1 million deposit in any local bank for at least three years
  • The asset must be completely paid, not mortgaged
  • Husband and wife can share one property and their marriage certificate is required

Visas for real estate investors through ICA:

Presented in 2019, it is designed to permit foreigners to live, work and study in the UAE without a national sponsor. Moreover, this long-term five-year or 10-year residency program is delivered to entrepreneurs, specialized talents and researchers, and students. 

ICA’s five-year Golden Visa

Dubai Real Estate Requirements for ICA’s five-year Golden Visa:

  • An investment in a property with a value of a minimum of AED 5 million
  • The invested amount must not be on a credit basis
  • Reserve the property for at least three years

ICA’s 10-year Golden Visa

Requirements for a 10-year Golden Visa:

  • Public investment not less than AED 10 million
  • At least 60% of the total investment must be in areas other than real estate
  • The invested amount must not be on a credit basis
  • Retain property for a minimum of three years
  • Proof of financial affluence of up to AED10 million

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